Western Zone
New York State
Retired Teachers' Association
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Western Zone |
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New York State |
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Retired Teachers' Association |
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HEALTH SERVICES REPORTWestern Zone is the only zone within the State that offers a health insurance plan with very competitive premiums and plans available for retired educators as well as the spouse. The subscriber MUST be a member of NYSRTA. There are currently about 1200 members enrolled in these programs. Univera is the health insurance carrier for Western Zone. Currently, there are six options available, and the costs given below are monthly premiums. Subscribers have the option to pay either quarterly, semi-annually, or annually.Option 1 --- Traditional without prescription – “NOT CREDITABLE” drug coverage, thus needs Medicare D or equivalent. Cost: Single $393 Family $889.22 Option 2 --- Traditional with prescription – “CREDITABLE” drug coverage, thus Medicare D not needed. Cost: Single $486.46 Family $1049.79 Option 3 --- HMO with prescription – “CREDITABLE”, drug coverage, thus Medicare D not needed. Cost: Single $366.39 2 Person $737.99 Family $1134.10 Option 4 --- Univera Medicare PPO – “CREDITABLE” drug coverage, thus Medicare D not needed. Cost: Single $206.22 Option 5 --- Option 5 - Senior Choice Secure - "CREDITABLE" drug coverage, thus Medicare D not needed. Cost: Single $133.65 Option 6 --- Option 6 --- Senior Choice Select - "CREDITABLE" drug coverage, thus Medicare D not needed. Cost $92.10 Please note that Options 4, 5, and 6 include the Active Anytime Flexible Fitness program. This provides the gym/wellness privilege, and will refund up to $650 a year for participation in these programs. The new card must be used to receive the refund. Stay healthy and fit, and get paid for doing this!! Western Zone's health insurance program is under the administration of Dental Pay Direct. Their office is located at 100 Corporate Parkway, Amherst, NY 14226. For information regarding the program, call toll-free at 1-888-683-3682 Ext. 228 or 716-836-7013 Ext. 228. The office is open Monday through Friday from 8 a.m. to 4 p.m. Dental Pay Direct is also offering a dental and vision plan, available to NYSRTA members and their spouse which includes coverage in New York State and many other states. Information may be obtained by calling 1-888-683-3682 Ext. 228 or 716-836-7013, at Ext. 228. I would like to thank the members of our Health Service Committee, the staff of Dental Pay Direct, and especially all of our subscribers. Your cooperation has made our program a success, and we appreciate it. Anthony D. Vetrano, Chair Additional Committee Members: Jacqueline Morana, John Olsen, Irine Zinter Although this is NOT part of the Health Service Report, the following is of importance to ALL members, and should be considered. The Insurance Trust Fund of NYSRTA has sent, and will continue to send information to members regarding new opportunities that are available, so be sure to watch for the notices in the mail, and to read YORK STATE carefully. The following are items of importance: 1) There is a new opportunity offered called “Keepsake 201 Plan”. This is appropriate for retirees who invest in CDs with the intention of leaving them as a legacy to their children/grandchildren. 2) A program called “Today’s Options” has been designed for those who are eligible for Medicare and who pay for their own health insurance. Today’s Options is a new low-cost plan that may save retirees money while providing the benefits they need. 3) A new comprehensive Dental Plan was recently announced. The INSURANCE TRUST FUND of NYSRTA, which has operated as the insurance affiliate of the association since 1963, is chaired by Mr. Terry Trudeau. The National Corporate Benefits Administrators Inc. (NCBA) continues to serve as the trust’s insurance advisor, and is making the above-mentioned programs available. Other insurances, such as: long term care, home care “only”, medicare supplemental, vision, hearing, and life insurance are also available. Additional information may be requested at 1-888-376-6020.
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